RBI-compliant settlement follows Reserve Bank of India guidelines so your overdue accounts are closed with formal documentation that protects you from future disputes.

Our legal team audits your case, prepares financial hardship evidence, and negotiates directly with your creditor to secure the maximum waiver allowed under RBI norms.

Yes. We design a unified roadmap that prioritises high-risk accounts, times each negotiation strategically, and helps you close different credit lines under one coordinated plan.

A settlement may cause a temporary dip, but it prevents legal escalation and lets you rebuild your score faster once outstanding liabilities are cleared.

Most clients receive their first offer within 30–45 days, depending on creditor responsiveness and how quickly we receive the required documentation.